St. Thomas Property Tax Rate 2026
The residential rate, the taxes that add up to it, and a calculator for your home
St. Thomas' 2026 residential property tax rate is 1.8233% of assessed value, up from 1.7220% in 2025 (+5.9%). A home assessed at $500,000 pays about $9,116 a year, and one at $1,000,000 about $18,233. On the average home in St. Thomas, priced at $544,865 in September 2026, that rate comes to about $9,934 a year. It is the 19th highest of the 92 Ontario cities and towns we cover; their median rate is 1.4822%.
By the HousingPortal.ca team · Data: 2026 rates from each municipality · Updated
St. Thomas property tax calculator
Ontario still uses January 1, 2016 values, usually well below what the home would sell for today.
The tax is the assessed value times St. Thomas's 2026 rate of 1.8233%. Flat charges on the same bill, such as water or garbage fees, are not included.
Property tax in 2026
$9,937/yr
$828 a month
At the 2025 rate (1.7220%), the same value paid $9,385: $552 less than in 2026.
How the rate adds up
Homes in St. Thomas pay the city's taxes and the provincial education tax for schools, all on one bill. Each is a percentage of the home's assessed value; added together, they make the 1.8233% rate.
| Tax | Rate | Tax per year on $500,000 |
|---|---|---|
| City of St. Thomas | 1.6703% | $8,351 |
| Education (provincial) | 0.1530% | $765 |
| Total in 2026 | 1.8233% | $9,116 |
| Total in 2025 | 1.7220% | $8,610 |
Water and sewer are not on the tax bill: Entegrus bills them monthly, a fixed charge by meter size plus the metered use.
Property tax at different home values
| Assessed value | Tax per year | Tax per month |
|---|---|---|
| $400,000 | $7,293 | $608 |
| $600,000 | $10,940 | $912 |
| $800,000 | $14,586 | $1,216 |
| $1,000,000 | $18,233 | $1,519 |
| $1,500,000 | $27,349 | $2,279 |
| $2,000,000 | $36,466 | $3,039 |
On a typical home in St. Thomas
| Home | Price | Tax per year | Tax per month |
|---|---|---|---|
| Average home | $544,865 | $9,934 | $828 |
The prices are from our St. Thomas report for September 2026, and each is taxed as if it were the home's assessed value. Ontario still assesses homes at their value on January 1, 2016, so the bill on a home bought today is usually lower than the rate times the price. For the down payment, closing costs and income needed to buy one, see the cost to buy in St. Thomas.
Ontario cities and towns compared
| Markham | 0.7229% | 0.7003% | +3.2% | $3,614 |
| Vaughan | 0.7492% | 0.7327% | +2.3% | $3,746 |
| Richmond Hill | 0.7601% | 0.7370% | +3.1% | $3,801 |
| Toronto | 0.7673% | 0.7541% | +1.8% | $3,837 |
| Essa Township | 0.8447% | 0.8171% | +3.4% | $4,223 |
| Oakville | 0.8510% | 0.8346% | +2% | $4,255 |
| Whitchurch-Stouffville | 0.8552% | 0.8296% | +3.1% | $4,276 |
| Milton | 0.8651% | 0.8260% | +4.7% | $4,326 |
| Aurora | 0.8740% | 0.8509% | +2.7% | $4,370 |
| Adjala-Tosorontio | 0.8859% | 0.8647% | +2.5% | $4,430 |
| Beckwith Township | 0.9101% | n/a | n/a | $4,551 |
| King Township | 0.9160% | 0.8876% | +3.2% | $4,580 |
| East Gwillimbury | 0.9163% | 0.8885% | +3.1% | $4,581 |
| Newmarket | 0.9190% | 0.8916% | +3.1% | $4,595 |
| Caledon | 0.9822% | 0.9354% | +5% | $4,911 |
| Halton Hills | 1.0040% | 0.9555% | +5.1% | $5,020 |
| Burlington | 1.0153% | 0.9716% | +4.5% | $5,076 |
| Mississauga | 1.0879% | 1.0339% | +5.2% | $5,440 |
| Bradford West Gwillimbury | 1.1081% | 1.0685% | +3.7% | $5,540 |
| New Tecumseth | 1.1100% | 1.0800% | +2.8% | $5,550 |
| Thames Centre | 1.1458% | 1.0993% | +4.2% | $5,729 |
| Petawawa | 1.1643% | 1.1021% | +5.6% | $5,822 |
| Georgina | 1.1911% | 1.1558% | +3.1% | $5,956 |
| Mississippi Mills | 1.2234% | 1.1735% | +4.3% | $6,117 |
| Innisfil | 1.2396% | 1.1897% | +4.2% | $6,198 |
| Brampton | 1.2534% | 1.2006% | +4.4% | $6,267 |
| Ottawa | 1.2721% | 1.2271% | +3.7% | $6,361 |
| Uxbridge | 1.2967% | 1.2455% | +4.1% | $6,484 |
| North Grenville | 1.3027% | 1.2786% | +1.9% | $6,514 |
| Russell Township | 1.3050% | 1.2574% | +3.8% | $6,525 |
| Pickering | 1.3373% | 1.2882% | +3.8% | $6,686 |
| Middlesex Centre | 1.3681% | 1.3105% | +4.4% | $6,841 |
| Carleton Place | 1.3798% | 1.3544% | +1.9% | $6,899 |
| Whitby | 1.3825% | 1.3322% | +3.8% | $6,912 |
| Lucan Biddulph | 1.3826% | 1.3248% | +4.4% | $6,913 |
| Scugog | 1.3870% | 1.3334% | +4% | $6,935 |
| Ajax | 1.3887% | 1.3357% | +4% | $6,943 |
| Haldimand County | 1.4033% | 1.3597% | +3.2% | $7,016 |
| Kitchener | 1.4060% | 1.3567% | +3.6% | $7,030 |
| Clarington | 1.4192% | 1.3650% | +4% | $7,096 |
| Casselman | 1.4276% | 1.3613% | +4.9% | $7,138 |
| Waterloo | 1.4323% | 1.3655% | +4.9% | $7,161 |
| Adelaide Metcalfe | 1.4475% | 1.3902% | +4.1% | $7,237 |
| Barrie | 1.4675% | 1.4118% | +3.9% | $7,338 |
| Strathroy-Caradoc | 1.4738% | 1.4195% | +3.8% | $7,369 |
| Brock Township | 1.4775% | 1.4221% | +3.9% | $7,387 |
| Southwold | 1.4870% | 1.4320% | +3.8% | $7,435 |
| Guelph | 1.4944% | 1.3977% | +6.9% | $7,472 |
| North Dundas | 1.5008% | 1.4225% | +5.5% | $7,504 |
| Cambridge | 1.5122% | n/a | n/a | $7,561 |
| Clarence-Rockland | 1.5302% | 1.4676% | +4.3% | $7,651 |
| Orillia | 1.5317% | 1.5117% | +1.3% | $7,658 |
| The Nation | 1.5438% | 1.4860% | +3.9% | $7,719 |
| North Middlesex | 1.5449% | 1.4876% | +3.9% | $7,724 |
| Hamilton | 1.5572% | 1.4971% | +4% | $7,786 |
| Orangeville | 1.5583% | 1.5128% | +3% | $7,792 |
| Kawartha Lakes | 1.5739% | 1.4588% | +7.9% | $7,869 |
| Oshawa | 1.5753% | 1.5245% | +3.3% | $7,877 |
| Brantford | 1.5951% | 1.5365% | +3.8% | $7,976 |
| West Elgin | 1.6034% | 1.5492% | +3.5% | $8,017 |
| Kingston | 1.6054% | 1.5518% | +3.5% | $8,027 |
| Arnprior | 1.6126% | 1.5548% | +3.7% | $8,063 |
| Perth | 1.6501% | 1.5605% | +5.7% | $8,250 |
| Norfolk County | 1.6584% | 1.5738% | +5.4% | $8,292 |
| Bayham | 1.6803% | 1.6640% | +1% | $8,401 |
| Malahide | 1.6810% | 1.6455% | +2.2% | $8,405 |
| Central Elgin | 1.7083% | 1.6835% | +1.5% | $8,542 |
| Southwest Middlesex | 1.7221% | 1.6567% | +3.9% | $8,610 |
| London | 1.7271% | 1.6764% | +3% | $8,636 |
| Niagara Falls | 1.7489% | 1.6684% | +4.8% | $8,744 |
| Sarnia | 1.7972% | 1.7337% | +3.7% | $8,986 |
| Brockville | 1.7975% | n/a | n/a | $8,988 |
| North Bay | 1.8104% | 1.7522% | +3.3% | $9,052 |
| St. Thomas | 1.8233% | 1.7220% | +5.9% | $9,116 |
| St. Catharines | 1.8422% | 1.7749% | +3.8% | $9,211 |
| Aylmer | 1.8584% | 1.8246% | +1.8% | $9,292 |
| Peterborough | 1.8893% | 1.7691% | +6.8% | $9,446 |
| Woodstock | 1.8945% | 1.8209% | +4% | $9,472 |
| Greater Sudbury | 1.9072% | 1.8263% | +4.4% | $9,536 |
| Sault Ste. Marie | 1.9119% | 1.8494% | +3.4% | $9,559 |
| Thunder Bay | 1.9231% | 1.8563% | +3.6% | $9,616 |
| Welland | 1.9816% | 1.9016% | +4.2% | $9,908 |
| Cornwall | 2.0061% | 1.9102% | +5% | $10,030 |
| Dutton Dunwich | 2.0245% | 1.9367% | +4.5% | $10,123 |
| Belleville | 2.0303% | 1.9318% | +5.1% | $10,152 |
| Renfrew | 2.0383% | 1.9201% | +6.2% | $10,191 |
| Hawkesbury | 2.0475% | n/a | n/a | $10,237 |
| Windsor | 2.0965% | 2.0953% | +0.1% | $10,483 |
| Pembroke | 2.1059% | 1.9792% | +6.4% | $10,530 |
| Smiths Falls | 2.1135% | 2.0413% | +3.5% | $10,567 |
| Timmins | 2.1685% | 2.0718% | +4.7% | $10,843 |
| Chatham-Kent | 2.3227% | 2.2480% | +3.3% | $11,614 |
How homes are assessed in Ontario, with the same table, is on the Ontario property tax rates page.
St. Thomas Property Tax: Quick Answers
What is the property tax rate in St. Thomas?
In 2026, it is 1.8233% of a home's assessed value. It adds up two taxes: City of St. Thomas (1.6703%) and education (0.1530%). Water and sewer are not on the tax bill: Entegrus bills them monthly, a fixed charge by meter size plus the metered use.
How much is property tax on a house in St. Thomas?
About $9,116 a year on a home assessed at $500,000, $13,675 at $750,000 and $18,233 at $1,000,000. On the average home in St. Thomas ($544,865), it is about $9,934.
How is property tax calculated in St. Thomas?
The tax is the home's assessed value times the rate: $500,000 × 1.8233% = $9,116. Ontario still assesses homes at their value on January 1, 2016, so the bill on a home bought today is usually lower than the rate times the price.
Did property tax go up in St. Thomas in 2026?
The rate went up 5.9%, from 1.7220% in 2025 to 1.8233%. A bill also changes with the home's assessment.
Work out your own numbers
- Property tax estimator: the tax on your home's assessed value
- Annual cost of ownership calculator: property tax with insurance, utilities and upkeep
- Understanding property taxes before you buy
- Income needed to buy a home in each city, with property tax in the monthly cost
Other provinces
Source: St. Thomas, 2026 tax rates; 2025 tax rates. Rates are for a residential home and include the school or education tax; flat fees on the same bill are not included.
The information presented on HousingPortal.ca is intended for general illustrative purposes only. While the information is believed to be reliable, it cannot be guaranteed for accuracy, completeness, or currency. Neither HousingPortal.ca and its employees, nor any other party identified in this guide/report, assumes any liability for the information provided. The views and opinions expressed by the analysts at HousingPortal.ca are their own and should not be considered as investment advice. It is recommended that you seek the advice of a licensed real estate professional before making any decisions regarding real estate investments.