Ontario Property Tax Rates, 2026
Residential rates by city, with the change from 2025
In 2026, residential property tax rates in the 35 Ontario cities below run from 0.7229% in Markham to 2.0965% in Windsor. On a home assessed at $500,000, that is $3,614 to $10,483 a year. Compared with 2025, the rate went up in 34 of 34 cities; the median change was +3.8%.
Rates by city
| City | 2026 Rate | 2025 Rate | Change | Tax on $500,000 |
|---|---|---|---|---|
| Markham | 0.7229% | 0.7003% | +3.2% | $3,614 |
| Vaughan | 0.7492% | 0.7327% | +2.3% | $3,746 |
| Richmond Hill | 0.7601% | 0.7370% | +3.1% | $3,801 |
| Toronto | 0.7673% | 0.7541% | +1.8% | $3,837 |
| Oakville | 0.8510% | 0.8346% | +2% | $4,255 |
| Whitchurch-Stouffville | 0.8552% | 0.8296% | +3.1% | $4,276 |
| Milton | 0.8651% | 0.8260% | +4.7% | $4,326 |
| Aurora | 0.8740% | 0.8509% | +2.7% | $4,370 |
| Newmarket | 0.9190% | 0.8916% | +3.1% | $4,595 |
| Caledon | 0.9822% | 0.9354% | +5% | $4,911 |
| Halton Hills | 1.0040% | 0.9555% | +5.1% | $5,020 |
| Burlington | 1.0153% | 0.9716% | +4.5% | $5,076 |
| Mississauga | 1.0879% | 1.0339% | +5.2% | $5,440 |
| New Tecumseth | 1.1100% | 1.0800% | +2.8% | $5,550 |
| Georgina | 1.1911% | 1.1558% | +3.1% | $5,956 |
| Innisfil | 1.2396% | 1.1897% | +4.2% | $6,198 |
| Brampton | 1.2534% | 1.2006% | +4.4% | $6,267 |
| Ottawa | 1.2721% | 1.2271% | +3.7% | $6,361 |
| Pickering | 1.3373% | 1.2882% | +3.8% | $6,686 |
| Whitby | 1.3825% | 1.3322% | +3.8% | $6,912 |
| Ajax | 1.3887% | 1.3357% | +4% | $6,943 |
| Kitchener | 1.4060% | 1.3567% | +3.6% | $7,030 |
| Clarington | 1.4192% | 1.3650% | +4% | $7,096 |
| Waterloo | 1.4323% | 1.3655% | +4.9% | $7,161 |
| Barrie | 1.4675% | 1.4118% | +3.9% | $7,338 |
| Guelph | 1.4944% | 1.3977% | +6.9% | $7,472 |
| Cambridge | 1.5122% | n/a | n/a | $7,561 |
| Hamilton | 1.5572% | 1.4971% | +4% | $7,786 |
| Oshawa | 1.5753% | 1.5245% | +3.3% | $7,877 |
| Kingston | 1.6054% | 1.5518% | +3.5% | $8,027 |
| London | 1.7271% | 1.6764% | +3% | $8,636 |
| St. Catharines | 1.8422% | 1.7749% | +3.8% | $9,211 |
| Greater Sudbury | 1.9072% | 1.8263% | +4.4% | $9,536 |
| Thunder Bay | 1.9231% | 1.8563% | +3.6% | $9,616 |
| Windsor | 2.0965% | 2.0953% | +0.1% | $10,483 |
Each rate is the total on a home's bill as a share of its assessed value: the city's own rate, any regional or county rate, and the education or school tax. Each city's page breaks it down and links to the city's published rates.
How homes are assessed in Ontario
Ontario still assesses homes at their value on January 1, 2016, so the bill on a home bought today is usually lower than the rate times the price. The tax is the assessed value times the rate, so compare bills, not only rates, between provinces.
Ontario Property Tax: Quick Answers
Which Ontario city has the lowest property tax rate?
Of the 35 cities on this page, Markham at 0.7229%, then Vaughan (0.7492%) and Richmond Hill (0.7601%).
Which Ontario city has the highest property tax rate?
Windsor at 2.0965%, then Thunder Bay (1.9231%) and Greater Sudbury (1.9072%).
Does a lower rate mean a lower property tax bill in Ontario?
Not always: the bill is the rate times the assessed value, so a city with a low rate and expensive homes can charge more per home than one with a higher rate. Ontario still assesses homes at their value on January 1, 2016, so the bill on a home bought today is usually lower than the rate times the price.
Work out your own numbers
- Property tax estimator: the tax on your home's assessed value
- Annual cost of ownership calculator: property tax with insurance, utilities and upkeep
- Understanding property taxes before you buy
- Income needed to buy a home in each city, with property tax in the monthly cost
Other provinces
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