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Non-Resident Speculation Tax (NRST) Calculator

Calculate the tax that non-residents owe on residential purchases in Ontario (25%) and parts of BC (20%).

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NRST applies to the full purchase price for non-residents and foreign corporations buying ON residential property.

Non-resident speculation tax

$225,000

25% rate on $900,000 purchase price

Purchase price$900,000
NRST rate (Ontario (province-wide))25%
Total NRST owed$225,000

The federal ban on non-Canadian residential purchases is extended through January 1, 2027. Confirm your eligibility (work permit, study permit, refugees, etc.) before signing — most non-residents cannot legally buy.

Rebates may apply: ON refunds NRST to those who become permanent residents within 4 years. BC has similar pathways. Speak with a real estate lawyer before relying on rebate eligibility.

The information presented on HousingPortal.ca is intended for general illustrative purposes only. While the information is believed to be reliable, it cannot be guaranteed for accuracy, completeness, or currency. Neither HousingPortal.ca and its employees, nor any other party identified in this guide/report, assumes any liability for the information provided. The views and opinions expressed by the analysts at HousingPortal.ca are their own and should not be considered as investment advice. It is recommended that you seek the advice of a licensed real estate professional before making any decisions regarding real estate investments.