Quebec Welcome Tax Calculator 2026
The welcome tax a buyer pays in Quebec, at the 2026 rates.
In Quebec, the welcome tax on a $750,000 home is $9,361 in 2026, 1.25% of the price. A first-time buyer pays the same at closing; the tax credit proposed in April 2026 would refund about $5,875 of it later. On the average home in Montreal, $683,074 in September 2026, it comes to $8,357.
Work out yours
These cities charge more than the provincial 1.5% on the top part of the price.
Land transfer tax
$9,360.50
Effective rate: 1.25% of purchase price
Welcome tax
$9,361
Quebec brackets are indexed yearly; 2026 thresholds shown. Many cities charge more on the part above $500,000 (up to 3%, and more in Montreal): pick yours above if it is listed.
Estimates only. Rates and thresholds change; always confirm with your lawyer at closing. Non-resident buyer taxes (NRST, FBT) are not included.
Quebec welcome tax rates, 2026
Quebec welcome tax, provincial rates (2026)
| Part of the price | Rate |
|---|---|
| First $62,900 | 0.5% |
| $62,900 to $315,000 | 1% |
| Over $315,000 | 1.5% |
Each rate applies only to the part of the price in its bracket, so the share of the price you pay is always below the top rate.
What the larger cities charge
| City | Above the provincial rates | Tax on $750,000 | Tax on $1,000,000 |
|---|---|---|---|
| Elsewhere in Quebec | Provincial rates only | $9,361 | $13,111 |
| Brossard | 3% on the part above $500,000 | $13,111 | $20,611 |
| Drummondville | 3% on the part above $500,000 | $13,111 | $20,611 |
| Gatineau | 3% on the part above $500,000 (since February 25, 2026) | $13,111 | $20,611 |
| Laval | 3% on the part above $500,000 | $13,111 | $20,611 |
| Lévis | 3% on the part above $500,000 | $13,111 | $20,611 |
| Longueuil | 3% on the part above $630,100 | $11,159 | $18,659 |
| Montreal | 2% from $552,300, 2.5% from $1,104,700, 3.5% from $2,136,500 and 4% above $3,113,000 | $10,349 | $15,349 |
| Quebec City | 2.5% from $500,000 to $750,000 and 3% above | $11,861 | $19,361 |
| Repentigny | 3% on the part above $500,000 | $13,111 | $20,611 |
| Saguenay | 2.5% from $500,000 to $1 million and 3% above | $11,861 | $18,111 |
| Saint-Jean-sur-Richelieu | 3% on the part above $500,000 | $13,111 | $20,611 |
| Sherbrooke | 3% on the part above $500,000 | $13,111 | $20,611 |
| Terrebonne | 3% on the part above $500,000 | $13,111 | $20,611 |
| Trois-Rivières | 3% on the part above $500,000 | $13,111 | $20,611 |
The welcome tax at common prices
| Home price | Welcome tax | Share of price | Proposed credit |
|---|---|---|---|
| $300,000 | $2,686 | 0.90% | $2,686 |
| $500,000 | $5,611 | 1.12% | $5,153 |
| $750,000 | $9,361 | 1.25% | $5,875 |
| $1,000,000 | $13,111 | 1.31% | None |
| $1,500,000 | $20,611 | 1.37% | None |
| $2,000,000 | $28,111 | 1.41% | None |
| $3,000,000 | $43,111 | 1.44% | None |
The proposed credit is the refundable tax credit announced in April 2026, not yet law: it would be paid with your income tax refund, not taken off the bill.
On a typical home in Quebec
| Market | Price | Tax | Month |
|---|---|---|---|
| Montreal | $683,074 average price | $8,357 | September 2026 |
| Quebec City | $510,946 average price | $5,775 | September 2026 |
Prices are from our monthly reports, linked in the table. For the down payment, the other closing costs and the income needed to buy one, see the cost to buy in Montreal and the cost to buy in Quebec City.
First-time buyers
Quebec has no rebate at closing. A refundable tax credit announced in April 2026, not yet passed into law, would pay a first-time buyer of a home acquired from January 1, 2026 back all of the first $5,000 of welcome tax and 25% of the next $3,500, up to $5,875, reduced above $750,000 and gone at $1 million. You qualify if neither you nor your spouse lived in a home you owned in the year of purchase or the four years before.
The other help for first-time buyers in Quebec, from the federal savings accounts to provincial loans and rebates, is in our guide to first-time home buyer programs by province.
About the welcome tax in Quebec
Quebec's welcome tax (droits de mutation immobilières) is charged by the municipality, not the province, on the highest of the price paid, the consideration stipulated in the deed and the assessed value multiplied by the municipality's comparative factor. The provincial brackets are indexed every year.
The city bills it after the deed is registered, usually within a few months of closing, and the invoice is due 30 days later: budget for it separately from the money you bring on closing day. There is no rebate at closing for first-time buyers.
Since 2017 a municipality may charge more than the provincial 1.5% on the part of the price above $500,000, up to 3%, and Montreal has its own law allowing higher rates still. Most large cities do: the table below lists them, and the calculator has each one's brackets.
The cities with their own rates have their own pages: Montreal, Laval and Quebec City.
Welcome Tax in Quebec: Quick Answers
How much is the welcome tax in Quebec?
Quebec charges 0.5% on the first $62,900, 1% up to $315,000 and 1.5% above that. That is $5,611 on a $500,000 home, $9,361 on $750,000 and $13,111 on $1,000,000.
Is there a first-time buyer rebate on the welcome tax in Quebec?
Quebec has no rebate at closing. A refundable tax credit announced in April 2026, not yet passed into law, would pay a first-time buyer of a home acquired from January 1, 2026 back all of the first $5,000 of welcome tax and 25% of the next $3,500, up to $5,875, reduced above $750,000 and gone at $1 million. You qualify if neither you nor your spouse lived in a home you owned in the year of purchase or the four years before. On a $500,000 home the credit would be about $5,153, paid with your tax refund rather than taken off the $5,611 bill.
What is the welcome tax on a typical home in Montreal?
The average price in Montreal was $683,074 in September 2026, so the tax on it is $8,357.
Who pays the welcome tax, and when?
The buyer. The city sends the bill after the notary registers the deed, usually within a few months of closing, and it is due 30 days later. It cannot be added to the mortgage, so keep the money aside.
Other provinces and cities
Sources
Rates checked October 2026. They change with budgets and by-laws, and your lawyer or notary confirms the amount at closing. Taxes on non-resident buyers are left out.
Related guides & tools
Once you own the home, the yearly tax is on our Quebec property tax rates page.
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