Cash-on-Cash Return Calculator
Measure the return on the actual cash you put into a rental property — a useful metric for comparing leveraged real estate investments.
NOI minus annual mortgage payments
LTT, legal, inspection
Cash spent to make it rent-ready
Cash-on-cash measures return on the actual cash you put into a deal — ignoring appreciation and principal paydown. Useful for comparing two leveraged deals head-to-head.
Cash-on-cash return
3.47%
Weak · $500 cash flow per month
Rules of thumb: 8–12% is considered a healthy return for residential rentals. Below 5% means you're likely relying on appreciation to make the deal work.
The information presented on HousingPortal.ca is intended for general illustrative purposes only. While the information is believed to be reliable, it cannot be guaranteed for accuracy, completeness, or currency. Neither HousingPortal.ca and its employees, nor any other party identified in this guide/report, assumes any liability for the information provided. The views and opinions expressed by the analysts at HousingPortal.ca are their own and should not be considered as investment advice. It is recommended that you seek the advice of a licensed real estate professional before making any decisions regarding real estate investments.