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Capital Gains Tax Calculator

Estimate capital gains tax on a non-principal residence in Canada — investment property, cottage, or second home.

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LTT, legal, inspection

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Renovations that added value, kept receipts

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Commission, legal

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Your top tax bracket — combined federal + provincial

Estimated capital gains tax

$47,751

50% of your $220,000 gain is taxable at your marginal rate.

Adjusted cost base$540,000
Net sale proceeds$760,000
Capital gain$220,000
Taxable portion (50%)$110,000
Net cash after tax$712,249

Applies to non-principal residences only. The 50% inclusion rate is the long-standing default — the proposed increase to 66.67% on gains above $250K was deferred. Consult a tax professional for your specific situation.

The information presented on HousingPortal.ca is intended for general illustrative purposes only. While the information is believed to be reliable, it cannot be guaranteed for accuracy, completeness, or currency. Neither HousingPortal.ca and its employees, nor any other party identified in this guide/report, assumes any liability for the information provided. The views and opinions expressed by the analysts at HousingPortal.ca are their own and should not be considered as investment advice. It is recommended that you seek the advice of a licensed real estate professional before making any decisions regarding real estate investments.